Five checks before you shortlist anyone
| Check | Where to verify | What good looks like |
|---|---|---|
| Company registration | CAC public search | Registered company name and RC number matching the contract. |
| Engineer registration | COREN | A named, registered engineer responsible for the structure. |
| Architect registration | ARCON | Drawings stamped by a registered architect. |
| Track record | Site visit or video call; client references | Recent, comparable projects with clients who will talk to you. |
| Insurance | Policy schedule from a NAICOM-licensed insurer | Contractors’ all-risk and third-party cover for your site. |
Questions to ask a building contractor
- What is your CAC registration (RC) number, and can I see the certificate?
- Which of your engineers is COREN-registered, and what is the registration number?
- Who is the architect, and are they ARCON-registered?
- Can I see or video-call a project you finished in the last two years, and speak to that client?
- Will you give me an itemised bill of quantities, and can I see your rates?
- How are payments staged, and what has to be inspected before each one?
- Who inspects the work, and are they independent of you?
- What insurance covers the works (e.g. contractors’ all risks), and who is the insurer?
- How will I see progress from abroad: camera, reports, how often?
- How are changes priced and approved?
- What is the defects liability period after handover, and what is retained until it ends?
- What documents do I get at handover (as-built drawings, warranties, certificates)?
Contract terms that protect you
- Scope, drawings and BOQ attached to the contract.
- Payment schedule by stage, each payment released after inspection.
- Programme with key dates, and what happens if they slip.
- Variation procedure: price and time agreed in writing before extra work.
- Retention or defects liability period after handover.
- Ownership of materials on site, insurance and dispute resolution.
Warning signs
- A lump-sum price with no breakdown.
- Large upfront payments before work starts.
- Payments to a personal account rather than the company.
- No finished projects you can see, or references who won’t take a call.
- Reluctance to put things in writing or let an independent inspector in.


